• Expatriate Health Insurance Blog

  • Monday, February 19, 2018

Are you heading abroad to begin an exciting career in a new country? Or perhaps you are relocating for personal reasons, simply looking to grow personally by experiencing a new culture and a new environment. Whatever the driving force behind your decision to become an expatriate, you will definitely need expatriate health insurance. Here are some factors you will need to consider when making this important purchase.

One important factor to consider is how often you will be returning to your former home country. Will you be shuttling back and forth frequently between your old and new countries? Or will you be limiting return trips to holidays or other special occasions? There are different types of plans available for expatriates based on this factor, so getting the right plan is critical to making certain you have the coverage you need.

Next, consider how much coverage you want for your plan. Do you have another plan that is being provided by an employer, so you need less from this plan? Or do you need as much as possible from this plan as it is your sole source of insurance. These are important questions to ask. Keep in mind that the more coverage you purchase, the more your policy will cost. However, do not let that fact inspire you to take a cheap approach to buying coverage, as you may wind up with less than you need.

Finally, other factors you will need to decide that will affect your policy type and cost include your age, your citizenship status, how long you want coverage for and what sort of deductible you are willing to pay. Once again, these factors do influence the cost of your policy, but you should not let them steer you towards buying the cheapest available expatriate health insurance. Doing so could leave you with inadequate coverage, costing you much more down the road than you would have paid initially.
It is certainly a difficult time in the world right now. The news is dominated by two dangerous, tragic, yet very different events. The destruction caused by the tsunami that struck northeast Japan has captured the world's attention, Meanwhile, the conflict raging on in Libya has also created extreme danger in that part of the world. In both instances, residents and visitors alike find themselves in danger, and they may be seeking an affordable way to exit the country. This is a scenario where expatriate travel insurance is especially valuable.

If you are an expatriate living in a country that is being exposed to one of these types of dangers, you may find it best to return to your home country until the situation has improved. But you may have difficulty affording the flight, which is where expatriate travel insurance can be extremely beneficial. It can provide money-saving assistance in this area, letting you return home safely without incurring such expensive fees.

Or perhaps you have been injured by some sort of danger in the country you are living in. You may prefer to need treatment in your native country, so your expatriate plan will help cover the costs of medical repatriation to get the care you need at an affordable rate.

Whether it is natural disasters, conflict, or some other source of danger, living in another country can be every bit as dangerous as it is exciting. These types of events happen when you least expect them, so make sure that you have complete protection at all times with this valuable piece of insurance.
For many businesses, the continent of Asia is the most hotly sought after destination in the world. Establishing a presence in these powerful markets offers burgeoning revenue streams and tremendous opportunity. If you are selected by your company to work on growing business in Asia, or if you make the choice to venture to the continent on your own to seek business opportunities, you will want to be sure to invest in expatriate health insurance.

Asia offers many reasons for businesses to get excited about the prospects of doing business. China's huge population represents significant opportunity to many brands and marketers. Japan has always been a very coveted market as well, as it also has a very dense population with many consumers who are both wealthy and innovative, relishing the chance to try new products and brands. These countries in particular make Asia a fertile ground for companies looking for ways to grow their businesses.

As a new resident of one of the countries of Asia, the health care insurance you used in your former country will not be accepted. Without a new plan, you will be considered uninsured. which can be a very expensive problem if you become ill or injured. Paying the full cost of medical care - which is what you must do if you are uninsured - can be quite pricey.

With expatriate health insurance, the cost of medical treatment is covered. From doctor's visits to prescription medication to hospitalization, you will be able to enjoy high quality care at an affordable rate. Do not let your time in your new country be spolied by inadequate healthcare or none at all. Trust this type of insurance for all your medical needs.
There are many reasons that one may choose to work abroad. No matter what reason motivates you to seek work in another country, it is important that you take care of some basic preparation issues. You'll need some obvious things squared away, like a place to live and legal clearance to live and work in your country of choice. But one item you may initially overlook is healthcare. Before moving overseas, make sure you have the protection of expatriate health insurance.

In today's global economic climate, many different factors could inspire someone to pursue an overseas career. Rapid growth in markets like China or India could prompt your employer to send you abroad to help grow fertile new business opportunities. Or perhaps economic difficulties in your home country have led you to believe that another country offers better employment options. Your particular vocation could be more in demand abroad than it is in your native land. OR, maybe you've just always dreamed of living in another country. These are just a few of the possible motivations for working abroad.

Regardless of what's led you away, you will need to have a good insurance policy. You'll need something that covers ongoing checkups and minor issues, as well as something that gives you access to high quality care at an affordable rate when emergencies arise. Expatriate health insurance protects you in both of these types of scenarios.

From hospitalization to inpatient procedures to outpatient procedures to prescription coverage, this type of insurance plan protects you in many different situations. And you can even modify your plan to cover trips to your native country as well. So if you're planning to head back periodically to visit family or friends, or your employer wants you to hold meetings in the U.S., your plan can be customized to fulfill those needs. This type of insurance is designed to give you the coverage you need for your unique situation.

Overseas Expat Medical Insurance (limited home country cover)
Worldwide Expat Health Insurance (home country included)