• Expatriate Health Insurance Blog

  • Monday, February 19, 2018

Are you an expatriate who is planning a trip to their native country this summer? Maybe you have a family get-together like a birthday or reunion that you want to attend. Or maybe you need to return to your home country for business purposes. Whatever your reason for traveling home this summer, you should make sure that your expatriate travel insurance plan has return coverage.

Not all plans have this type of coverage. Some plans cover you only in the country you are living in. For some people this may make sense, as they might have an insurance policy that covers them in their home country as well. But for others, no such policy is owned, and the last thing they want is to make a return trip to their country, have a medical emergency arise, and then realize they do not have insurance that will cover their treatment.

Expatriate travel insurance plans can be purchased with this coverage included, though. That will allow you to get the treatment you need at an affordable rate while visiting your native country. Without an insurance plan like this, the cost of treatment could easily reach several hundred or even thousands of dollars. Do you have that kind of extra money lying around?

With that in mind, if you already own an expat policy, check to see if it includes this type of coverage. If not, ask your plan provider if it can be added. It will cost extra, but it will be well worth the investment. If you have never bought an expat policy and are in the planning stages of scheduling your trip, then make sure that whatever plan you buy has return trip coverage included. Buying it upfront may even help you save more money as opposed to buying it later.

Overseas Expat Medical Insurance (limited home country cover)
Worldwide Expat Health Insurance (home country included)