• Expatriate Health Insurance Blog

  • Sunday, February 18, 2018

One news story that is getting lots of attention heading into the weekend is the impending hurricane that is about to hit the eastern United States. This hurricane is set to affect some very heavily-populated areas that are major airline travel centers in the United States. That means that the hurricane should have very severe consequences for travelers coming in and out of the region this weekend. If you are an expatriate traveling in a situation like this, you will appreciate the benefits of expat travel insurance.

Major cities set to be affected by this hurricane include New York, Philadelphia, and Boston. New York is home to two major international airports - LaGuardia and JFK. Philadelphia is home to Philadelphia International Airport, and in Boston is home to Logan International Airport. There are countless travelers flying in and out of these airports each and every day. During this hurricane, those travelers will find themselves stranded, which will not only be an inconvenience but also potentially a serious financial issue as losing the money you invested in airfare and hotels can be quite expensive.

Some weather experts predict that the storm will center itself directly over New York City, which would clearly be worst-case scenario because of the population density of that area. The affected area may stretch all the way down to Maryland, as that state's governor has already declared a state of emergency.Additionally, the slow-moving nature of the storm has weather experts predicting the storm could linger longer, which would heighten the damage,

If you are an expat traveling internationally in these areas, you will not be able to avoid those travel delays. But you can minimize their financial impact by purchasing an expat travel insurance policy. In the event a travel delay or cancellation occurs, this unique policy will help reimburse the money you spent on plane tickets, hotel rooms, and many other components of your travel itinerary. The potential savings far outweigh the nominal investment, making this a grat buy for any expat traveler.
While the calendar shows that it is still summer, the fact is it is time to start planning holiday travel if you want to get the best deals. Why is that the case? Well, airfare and hotel rooms only become more expensive as it gets closer to your travel date. If your travel plans include traveling to another country as an expatriate, make sure that your preparations include purchasing expat travel insurance.

There are many perks that come with living abroad. It gives you a chance to experience a new culture and meet new people. It can generate tremendous personal growth, and it could also open professional opportunities for you. But no matter how much fun you may have while living abroad, there is nothing like returning to your native country to visit your family. And this is especially true around the holidays.

Of course, traveling from one country to another always comes with certain dangers. The potential for accidents, illness, and injury can never be ignored. In addition to providing obvious threats to your health, these problems can also create financial woes for you if you do not have insurance. Even simple doctor's visits can cost the uninsured several hundred dollars.

With an expat travel insurance plan, you can avoid those unwelcome high fees. This type of insurance provides you with direct access to high quality health care. So if an accident occurs or you become ill or injured, you can visit a doctor or hospital without far of being charged with bills you cannot afford to pay. Hopefully your trip home occurs without any problems, but it's always best to play it safe by purchasing this insurance.
For many companies, expanding their business abroad is a primary goal for the near future. There are many reasons that global expansion is appealing, and many things a company must do to make that transition a successful one. Because global expansion is an expensive and intensive endeavor, it is imperative that you execute it smoothly. With that in mind, you should make an expat group insurance policy a primary part of your overseas planning.

Overseas expansion offers many appealing benefits for companies. For one, it can lower costs. If you ship a lot of goods to a specific country, establishing a factory there can cut those costs dramatically, adding to your profits. Or you may find that the cost of labor overseas is cheaper than join your country, also offering you a way to cut costs.Or perhaps setting up an overseas office will allow you to more aggressively pursue sales and revenue in those markets.

No matter your reason for expanding overseas, you will no doubt have a long list of things to take care of when making the leap. Where will the office be located? Will the office be focused on sales, manufacturing, or something else? Will you be bringing employees from your country, hiring from the new country, or doing both? If they are coming from your country, then a group expat insurance policy would be a wise investment.

With this type of insurance, a company can save substantial amounts of money on the costs of insuring its employees. Rather than purchase coverage for each employee, buying at a group rate provides a volume discount for all. This makes it cheaper and more convenient for both the employee and the employer. Therefore it is a solution you will want to give careful thought too during the expansion process.

Are you preparing for the excitement of living abroad? If so, there is lots to look forward to ahead of you. But there is also much to take care of. To ensure that you do not overlook anything important, it is a good idea to start out with a checklist of activities you need to complete. As you put that checklist together, be sure that you add expatriate travel insurance to your to-do list.

It will come as no surprise to you that you will need some form of medical insurance if you are going to live abroad. Every country has its own rules and regulations regarding obtaining medical treatment, And for many, the most basic element of those rules is that you must have a medical insurance policy of some sort when obtaining treatment. Without it, you will pay for the full cost of treatment yourself.

And while the exact prices for care vary from country to country, there is one consistent element - they are all high. No one wants to pay more for medical care than they need to, so a hospital or doctor's office visit that does not have the support of an insurance plan is something you will want to make every effort to avoid. Unfortunately, you cannot always avoid those trips.

When you do need to seek medical treatment, an expatriate travel insurance will prove extremely beneficial. I will allow you to get the type of coverage you need but at a more affordable rate than many other types of plans. With much on your mind during your time moving abroad, this could be an easy thing to forget. But make sure you do not, as the value of it is quite high.

Overseas Expat Medical Insurance (limited home country cover)
Worldwide Expat Health Insurance (home country included)