• Expatriate Health Insurance Blog

  • Sunday, February 18, 2018

There are many great reasons to move to the United States from another country. Perhaps you are pursuing a new professional opportunity. Or maybe an academic opportunity has you interested in making the leap. Of you have just always been interest in American culture and want to experience for yourself what it is like to live in the States. No matter your reasoning, there is one thing that you can count on - you will need the type of protection that an expat travel insurance offers.

There's lots to be excited about when it comes to living in the United States. But like any country, there are also all kinds of dangers to your health. And they can be very simple threats that can have serious consequences. For example, merely driving a car can lead to an auto accident. Or going out to a restaurant could expose you to germs that give you the flu. When these problems occur, you are going to need medical assistance, and without the right type of protection that can be quite a costly problem.

You see, in the U.S. every citizen and visitor must provide his or her own medical insurance in order to receive affordable treatment. You can still get treatment without it, but that treatment could cost hundreds or perhaps even thousands of dollars. As someone who just taken up residence in a new country, you probably do not have a lot of extra money, especially for something like healthcare.

That is why an expat travel insurance plan is such a good idea. It covers a variety of health-related issues, as well as travel-related problems. So if you do have to visit the doctor or the hospital, you do not have to worry about whether you will be able to afford the bill. The visit should be inexpensive, thanks to the money-saving benefits offered by your expat plan.
Are you planning, or even considering, moving abroad permanently as an expatriate? In doing so, will be traveling to your home country from time to time, or perhaps to other countries for business or pleasure? If so, buying an expat travel insurance plan will offer excellent protection. When making this purchase, start your journey out online, because doing so could save you quite a bit of money.

One of the great benefits of the internet is its ability to make comparison shopping so easy. You have probably noticed this for other goods and services, such as clothing, movies, music, and even automobiles. But you may not realize how helpful comparison shopping can be for purchasing a service like insurance. The truth is, this can help you get a great quality policy and help you find the most cost-effective solution.

If you have never bought expat travel insurance before, you may not know what to look for. This can lead to buying an inadequate level of coverage. Comparison shopping online alleviates that, because you can easily discern the variables of each policy to make sure you are making an accurate comparison. If one plan is much cheaper because it offers less robust protection, you will find out right away and avoid wasting your money.

The internet is also great for this type of purchase because it eliminates overhead which can be a costly addition. If you buy from your local agent, he must add in extra fees for his salary, his employees' salary, the rent on his office, and other factors. But if you buy direct from a company online, all of those extra fees ar e not being built in. So right away you are saving money! Because of this reason and the ability to comparison shop, you should definitely put the web to your advantage when buying this type of insurance,
For many years, expanding your business might mean opening a second store a few miles away from your first location. With today's technology doing its best to shrink the world at a rapid pace, expanding your business means entering foreign markets to tap into lucrative new audiences. As you consider broadening your company's reach and growing globally, you will want to strongly consider the benefits of group expat insurance.

Global expansion has long been a goal for large companies, but now we see more mid-sized and small businesses opening global branches too. This can be attributed in many ways to the development of the internet and mobile phone technologies. These have made the barrier to entry of doing business abroad far more manageable, while also reducing costs and enhancing the ability to communicate internationally. With the right technology, nearly any business can at least consider the possibility of leveraging global opportunities.

If you do decide to expand your business to include international locations, an investment in group expat insurance will prove valuable. If you are staffing a small office or a large division, you will need to do your best to ensure your employees' health. Buying insurance individually can be quite expensive, but if you buy a group plan, your employees can enjoy much better discounts that will make their lives much easier.

So you will reap the rewards of healthy employees, as well as happy ones. After all, the better health care people have access to, the happier they are. And the less they have to pay for healthcare, the happier they are So having an affordable, effective plan in place will boost morale, which should in turn boost productivity. And who doesn't want a happier, more productive workplace?
If you have paid much attention to news online or through broadcast media recently, you have likely seen plenty of information about the 9/11 terrorist attacks. The attacks occurred 10 years ago this weekend in the United States, and they forever altered how people all around the world travel on airplanes. Veteran travelers know that the process of flying is much different now than it was before the attacks, and the overall notion of the events themselves simply reinforce the need for expat travel insurance.

Many new technologies have been introduced in order to thwart terror attempts before they can be launched. Full body scanners are just one example of this, albeit a controversial one. And many manual processes have been introduced as well, while existing ones have been refined. The overall goal is to make airport personnel more alert as to potential warning signs and to give them the technology to automate and enhance that work wherever possible.

Even with these measures in place, the threat of terrorism cannot be 100% eliminated. Therefore, it is important that you have an expat travel insurance policy if you are living abroad and traveling to other countries. With this type of insurance, you will be protected during accidents and other incidents. Evacuation and health care are both included in your coverage.

You can also add trip cancellation insurance to your plan. This is very important when the threat of terror arises because it allows you to cancel your flight yourself when you are concerned about travel safety. Without this insurance, cancelling a flight will cost you the full cost of the ticket. But with this protection, you can cancel freely and still recoup the cost of your ticket, making it well worth the investment.
If you were paying attention to the news last week, then you were sure to see plenty of coverage of Hurricane Irene. The potential damage this hurricane could bring upon the east coast was well-documented, And while it did not prove quite as devastating as predicted, it was still quite powerful. What is important to keep in mind is that hurricanes are not isolate events. There are entire hurricane seasons, so plan your travel accordingly by purchasing expat travel insurance.

If you are living overseas for business purposes, there is a good chance you travel frequently. Maybe you need ot travel back to the corporate headquarters in your home country to offer reports on progress being made in the country you are living in. Or maybe you are traveling from country to country visiting with clients, prospects, vendors,suppliers, and other branches. Whatever the reason, you will of course need to plan your travel carefully throughout the year.

Hurricane season lasts for different durations of time in different parts of the world. There is an Atlantic hurricane season as well as a Pacific hurricane season. I nthe Atlantic, August and September represent the peak of hurricane season, although events have occurred outside that timeframe. There may also be fluctuations based on what part of the Atlantic you are in. In the Pacific, the primary window for hurricane activity lasts from June to November.

Why is this important to be aware of? Well, a novice traveler may see that one major hurricane has passed and assume it is ok to resume travel as normal. In reality, once one hurricane has left, a new one may not be all that far behind it. So you need to make it a point to monitor weather forecasts and protect yourself with items like trip cancellation and expat travel insurance policies.

Overseas Expat Medical Insurance (limited home country cover)
Worldwide Expat Health Insurance (home country included)