• Expatriate Health Insurance Blog

  • Monday, February 19, 2018

As the name suggests, expatriate health insurance is the right policy that a person or family should consider when they are living and working abroad. When spending an extended time in a different country, you will experience a different culture with different habits than yours, and you need to think about the safety of your family or of yourself. It is a fact that living and working abroad improves wellbeing due to the fact that every location is possibly linked to pleasant feelings, but you must consider covering the risks of falling ill or having an accident.

An Introduction to Expatriate Health Cover
A good expatriate health insurance policy should cover medical expenses for inpatient and outpatient medical assistance, preventive care that includes vaccination and annual medical check-ups, regular and preventive check-ups for your dental health, annual check-ups for your eyes, maternity care and emergency assistance in case that you or a member or your family fall ill or suffer an accident while abroad.

Three Basic Types of Expatriate Medical Insurance
Those are some of the requirements that should be covered, but keep in mind that expatriate health insurance policies come in three “flavors”: basic, extended and premium, each with its own risks covered, so you must be informed which ones are covered by your policy. Also, remember that the country you are living or working in is considered by your insurer an area of risk simply because it is outside the boundaries of your home country.

Health Is Always Your First Priority
Choosing the best expatriate health insurance for you and your family is not something that should be ignored or not granted the proper attention. Your health and that of your family always have to come first on your priority list. No matter where you are in this world, you must be sure that your policy will be able to help you in case of unexpected and unfortunate events.

Overseas Expat Medical Insurance (limited home country cover)
Worldwide Expat Health Insurance (home country included)