• Expatriate Health Insurance Blog

  • Thursday, February 22, 2018

Signed the contract, have the passport in pocket, your luggage already transferred and sold your properties, it means you have officially become an expatriate. While the decision has been made and is irrevocable, you must have some awareness about what career and jobs you have ahead. What else is your source of income in first jostling moments? Do you wish to get employed in the same field? What is the scope of employment there?
Speaking from experience, usually expats find it difficult to continue with their job in the same field as it is unsettling and different than the one you are accustomed to. However, if you feel comfortable with the salary and environment, you are more than welcome to keep on doing that. Nevertheless, if it makes you upset or unhappy, you should not fuss over giving a resignation letter. There are two clear ways for an expat; go the same way and be upset, or be brave and go out in the world to look for what’s new. Teaching, banking or owning a shop are some of the easy jobs that shall retain in any country you intend to settle in, but others are a little different as you visit every state of the world. Getting insurance plan, having an experienced citizen relative on your back and determination together can help you find out what other things you are good at. Moreover, if you are inflicted with the dilemma of being unemployed for a long predicted time; you always have the internet at the house. Search up a site and start freelancing. It is in fact, one of the best ways to have a consistent source of money to spend your days with. Freelancing can include anything as there are jobs that are related to almost every field.
Therefore, always know some tips to make use of when you are in your doubtful times.

Continuing from the last post, being an expat is a huge step that can either go right, or wrong. That said, I do not mean the entire expatriate process shall cancel and you will have to pay fine for careless steps, but rather the reckless moves can turn out to be severely problematic for you and your family. Hence, keep in mind it’s you who is leaving behind property, job, relatives and other possessions, to settle abroad, therefore any mishap will indirectly be your own loss. Have a look at the other few most important factors to consider when becoming an expat.
Usually, the companies and authorities processing your work provide a transport system for you. However, while all of them are considerably generous to an expat employee, you must make sure in the contract if the transport provided is permanent, can be used outside working hours, can be used for family trips, and if the family is covered for the expenses if they drive the car. Many authorities usually provide vehicle for working hours alone, hence check that out and fight to make amendments.
Next, make sure you write the correct marital status, meaning if you write single, it means it’s you who first settles abroad and then join with family, while getting married there or bringing along wife to start a family in the new homeland is the other option. Hence, you must be aware of the facilities provided by the country for education of children, whether the family members can work too and the insurance plan suitable to the type of home you intend to have. Lastly, you must also make certain that the contract you are about to sign clearly says the days per year for your work, and the pay per day. Also, if that pay includes the flights, in and out, along with tax and national holidays included.
The salaries, relocation and tax are some of the other factors to take into account before putting your signature on the expat employment contract.

Those expatriates, who do not have any relatives or personal guidance to help them through being an expat, and a proper one, should have a read of the article below. There are few important units that need consideration before signing a contract for expatriate, and some of these are discussed below.
First of all, you need to see whether the employment issue is cleared enough, and is written down according to your requirements put forward. The emphasis should be on the mutually agreed job description in your new homeland, the hours of work as well as the place of your concern, any condition for overtime working and entitlement you may receive after a certain amount of work. You must also clear your pay, for the casually said amount in interview often turns into denial. Next basic necessity to be properly considered is the accommodation you plan to dwell in with your family. However, you should not be satisfied with the wordings on the contract. Find out if it is an apartment, a shared house, a compound or any other important association with it. Also make sure you know the rent before-hand, along with any local tax you have to pay, or any insurance policy you might get. Some accommodation in foreign countries is used to fool the expats into getting one-year advance rent. These issues must be cleared before you sign at the bottom.
Moreover, your health comes as the next most necessary matter on the list. You must find out whether your new employer covers all medical expenses in his insurance policy. When the policy does starts and expires? Is your family covered in the plan if they go along with you on a business trip? Does it cover the expenses out of working hours? However, it is wiser to get a personal health insurance program, because an expat is likely to get fooled in the start.
These are few of the many factors to take into account. Keep reading for more!

Becoming an expatriate is a big step, one that needs to be taken with acute consideration and awareness. Expat means one who has completely separated himself from the previous citizenship and looks forward to a new lodge to be considered home for the rest of the life.  Have a look at some of the main things you must look after before you settle in the new city, so that any later troubles are saved.
Firstly, you need to set up a bank account before moving on. The best possible way is to open an online bank account before departure, and keep the money safe with a national, and reputed bank. However, if you still are in the process of changing your identity, and are still a US citizen, it is wise to put amount less than ten thousand dollars. Such is why because while living abroad, your account contains more than the mentioned amount, you will be asked in a lot of trouble and paperwork with authorities. It is although for the sake of security, the procedures wears one out.
You must also make sure your properties in the homeland and the host-land are in safe hands and under supervision. Once left, the properties especially that of land are difficult to supervise and inevitably leads to further similar complications. It is preferable to sell the home house when you have no intend of coming back in vacations, or have tenants or relatives living in it to keep it safe. This advice is useful for those who are fed up of taxes the government take in such cases, especially in US.
Lastly, you must first set up a job and employment warranty before abandoning the homeland. There are many questions directed toward the expats regarding citizenship and resources, hence all of these must be properly seen to. There is running and chasing, and certainly an expat knows the legwork it demands. Slipping out things that may seem trivial but are of equal importance is not allowed; the decision was yours and undoubtedly big, the consequences must be taken accordingly. Make sure you have the stamina, though!

Overseas Expat Medical Insurance (limited home country cover)
Worldwide Expat Health Insurance (home country included)