Expat Life Insurance

Expatriate life insurance addresses the life insurance needs of those who are working are planning to relocate to a different country.  While most US companies reject those who are intending to leave the country, and those who currently live outside of the US, expatriate international life insurance provides coverage in many different countries.  If an expat has an untimely demise while they are aboard, our life insurance plans will provide cash or income to the beneficiaries, and will also pay back debts or taxes that were owed at the time of death.

PIU International Term Life

  • 1 month to 10 year term life insurance
  • 1 year to 75 years of age
  • Outside USA Coverage for US citizens/residents


IC+ International Term Life

  • 1 to 10 year term life coverage
  • Up to $2 Million limit
  • Outside USA Coverage for all nationalities

Expatriate international life insurance offered by IC + Term Life Insurance offers the following benefits:

  •   Term Life Insurance:  Up to 10 Year Term

  •   Basic Plan: Policy limit paid at time of death

  •   Maximum coverage:  Up to $2 Million

  •   Travel Assistance services available 24/7, providing medical referrals, emergency travel arrangements, embassy and consulate referrals and more.

    Expatriate International ADD Insurance - Underwriting Requirements

    All applicants must complete an online application in order to be considered for coverage.  A financial questionnaire must also be filled out if the total amount of expatriate life insurance applied for is greater than $350,000.  Once the initial application has been received, the financial questionnaire will be provided.  A medical questionnaire must also be completed by a licensed physician within 30 days of applying.

    At the time of application, you must be outside of the US or intending to leave the US prior to the date that coverage becomes available. 


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